Privacy Policy
At Low Budget Loans, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store and protect the information you provide when using our website, submitting an enquiry, applying for a loan, or communicating with our team.
Information We Collect
We may collect personal information such as your name, surname, contact number, email address, identity or verification information, employment details, affordability information, banking details, payroll-related information and any other information required to assess or process your enquiry.
We may also collect basic website information, such as browser type, device information, pages visited and general website usage data.
How We Use Your Information
Low Budget Loans may use your information to:
Process loan enquiries or applications
Assess affordability and eligibility
Communicate with you about your enquiry
Provide responsible lending support
Verify employment, income or repayment arrangements where required
Comply with legal and regulatory obligations
Improve our website, services and client support
Sharing of Information
We do not sell your personal information. However, we may share necessary information with authorised service providers, employers, payroll administrators, verification partners, regulatory bodies or legal advisers where required for legitimate business, legal, credit-assessment or service-delivery purposes.
Protection of Personal Information
We take reasonable steps to protect your personal information against loss, unauthorised access, misuse, disclosure, alteration or destruction. Access to personal information is limited to authorised persons who need the information to perform their duties.
Your Rights
You may request access to your personal information, ask us to correct inaccurate information, or object to certain forms of processing where permitted by law.
Contact Us
For privacy-related questions, access requests or correction requests, please contact Low Budget Loans using the contact details provided on our website.
Client to confirm: company legal name, registration number, Information Officer details, privacy email address, physical address, POPIA request process.