Small Cash Loans for Employed People to Help with Unforeseen Expenses
Do you need cash quickly and don’t want to go through the long application process for an overdraft or personal loan at your bank? Are you employed or can provide proof of income by means of bank statements? If you have answered yes to the above two questions you will appreciate our quick and straightforward online application system.
Indeed, you will know within 60 minutes whether you qualify and will receive pay out the very same day as approved. The funds will be available immediately with same bank transfers and you can borrow from R500 to R3000 with the repayment option from one to three months.
There are times when you simply need additional cash on the same day and will hardly be able to wait for bank approval. We cater for those times and our clients will testify to our excellent service delivery and convenience of having access to small cash loans within 24 hours.
Whether you need to pay school fees, have to repair a vehicle or want to surprise your loved one with a weekend-away, having access to a small cash loan facility is convenient. We are registered with the National Credit Regulator and as such are authorized to provide financial services and credit. Indeed, it protects you as the client and thus also means that we act within the law to assist you with immediate cash for those unforeseen occurrences when you simply need money to fill the gap.
We perform credit checks as such reduce our risk and help us to provide the service at favourable terms to applicants that qualify for the loans. If you are under debt review, administration or sequestration you may not apply for such a loan. Likewise people with poor credit records can unfortunately also not be assisted. We promote responsible lending and as such cannot assist if you fall within one of the above categories.
Interest and fees are calculated according to relevant credit regulations and the National Credit Act. As such we do not ask exuberant interests. Applications can be done online, via telephone or email. There is no need to visit our offices.
To apply you will need the following:
- ID Number
- Proof of income
- Proof of residence
We will also provide you with details regarding supporting documents and information when you apply for a loan.
Who are the Clients?
Clients consist of corporations needing staff loans and individuals with a regular income and clean credit record in the middle income group.
Benefits of Small Loans
Instead of a long process of application and waiting for bridging money you will receive the funds on the same day and with favourable terms, it is possible to repay the loans within one to three months. You don’t have to pawn a valuable item as security and can also build a credit record with us. The amounts are never more than R5000 ensuring affordability of repayment. There is enough time to repay, and because the repayment is over maximum three months, you will not be caught up in a loan arrangement that lasts for months or years.
We furthermore offer cellphone airtime on credit as an add-on service to clients and also offer clients the opportunity to earn extra cash through the referral system. For every referral that borrows money we pay a cash amount into your bank account once-off and for every fifth referral that makes use of our services we give you a Bonus which will differ every month. If you need money today, know that a small cash loan is only a click away.