Benefits of Payday Loans Now Available to South Africans

Submitted by danica on Fri, 08/31/2012 - 09:25
Benefits of Payday Loans Now Available to South Africans

What do you think of first when you need to borrow cash for a short period? Banks certainly will not be able to help quickly as there are specific procedures to be followed. Payday loans are the best solutions for small amounts from R500 to R5000 and best used for bridging capital, to pay unexpected expenses such as a medical bill, school fees or repairs on a vehicle.

Because of the benefits of small cash loans such as fast cash in hand, the loans are certainly now more popular than ever. With the online facility available from us, you can apply from the comfort of your home or office and have an answer within 60 minutes. Cash is paid out on the same day and you will thus be able to meet obligations such as placement of a deposit on a rental home or a flight ticket to visit a sick relative.

We don’t need to know the purpose for borrowing money from us since you are the steward of your money. With favourable interest rates you will be able to repay the payday loan upon receiving your salary or within three months depending on the amount borrowed. The main benefits of cash loans are that of:

Immediate Cash

Immediately receive instant cash when you need it and which can be used for a short period or immediate expense. Take hold of the opportunity to pay the doctor, vet, for a weekend away, new furniture or house relocation with money on hand.

Quick Turnaround

You will know within 60 minutes from application whether you qualify for the amount requested and the money will be paid to your bank account. Instead of a seven working day period normally associated with loan applications you can have the cash on hand within 24 hours without needing to pawn a valuable item in the process. If you need money this week you will be able to have such when applying and qualifying for a payday loan.

Convenient Application Process

You don’t need to travel to a bank or to our offices to borrow money. Simply make use of the online facility and complete the application. We take you through the process step by step. Applications can also be done telephonically, via fax or email. More convenient you cannot get.

No Long Repayment Period

The problem with a personal overdraft is that it can become a permanent crutch and before you know it you live in debt every single day of your life. The bank can call the personal overdraft in at any time and even if you have taken a personal loan, the repayment period can throw you in the deep end. With cash loans there is a one to three month repayment period and as such you will be debt free within 90 days.

Borrow Again

Once you have paid off the loan, you will be able to borrow from us again. This means that you will always have a back-up emergency fund from which you can borrow without being in permanent debt. Pay before the time and save on interest rates.


Since we respect your privacy and act within the regulations of the National Credit Act, you can expect a discreet loan application process.

Who Qualifies?

Companies requiring staff loans and individuals with proof of income, who are over 18 years of age and have a clean credit record can apply. We unfortunately cannot assist blacklisted borrowers or people that are under debt review. We promote responsible lending to help overcome immediate cash flow problems. If you fit the profile and need money fast apply for a payday loan online.

If you need money today, know that a small cash loan is only a click away.