Payday Advance Loans to Help Make Ends Meet

Submitted by danica on Sat, 08/31/2013 - 09:34
Payday Advance Loans to Help Make Ends Meet

If you find that there is just not enough cash flow to get you through the month, then it’s time to re-think your budget. But of course we do understand that sometimes unforeseen circumstances occur, which exactly where payday advance loans come in. For the average person expenses are rising while salaries are staying the same, and this can present some hurdles when it comes to living comfortably and affording the simple things in life such as food, water and lights and so on.

Knowing that you are going to miss payments each month only means that you will be experiencing further stress and strain. It is vitally important to ensure that you take a closer look at your budget if you find that you are experiencing bounced payments and so on. Payday advance loans are the perfect way to ensure that you are able to pay your bills and avoid being blacklisted or handed over.

When it comes to payday advance loans it is best to seek out a company that gives you a variety of repayment options to choose from. You might not be able to afford to repay your loan immediately and so a few options could potentially help. At Low Budget Loans we offer three repayment options. You can choose to repay your loan over one month, two months or three months. The option you choose to go with will depend on your available budget and of course how much you choose to loan. The idea behind a payday advance loan is to have access to cash for a short period of time to help you through the tough months.

At Low Budget Loans we offer payday advance loans of reasonable amounts from R500 to R3000. These loan packages have reasonable interest rates attached which are worked out according to the guidelines set in place by the National Credit Act. Our consultants will also make themselves available to you in order to explain just how these interest rates are calculated and worked out. Taking out a loan with us is absolutely simple. All you have to do is complete the online application form with your personal details and one of our consultants will process it for you. We offer a 60 minute turnaround time on loan applications and those who are approved for a loan can expect to be paid out on the very same day.

Of course there is supporting documentation that must be received in order to process your loan. You will need to provide us with a copy of your identity document, 3 months bank statements and your pay slips. In addition to this you will need to be permanently employed and live in South Africa in order to qualify for a loan. Those who are blacklisted, under debt review or debt administration will unfortunately not be able to obtain a loan from us. Our payday advance loans are created with the purpose of assisting those who cannot afford their monthly bills with the opportunity to get back on their feet and regain control of their monthly finances once more.

Deciding to take out a cash loan or payday loan is not something that should be done lightly. You will need to take a close look at your budget and decide whether your financial issues are temporary or permanent. Then take the time to chat to one of our consultants about your needs and whether or not a loan is a good idea. If it is cost-effective payday advance loans you are looking for then you have certainly come to the right place. Take a moment to complete our online loan application form and allow us to provide you with access to some of the best loan packages and lowest interest rates available on the market.

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