Cash Loans – The Simple Online Application Process

Submitted by danica on Sat, 08/31/2013 - 09:32
Cash Loans – The Simple Online Application Process

Cash loans are something that many of us have had to make use of at one time or another in our lives. Even if this is your first time applying for a loan, the process is not to be feared. Online loan applications with us at Low Budget Loans are designed to be absolutely simple on all levels. If you have access to the internet – which you obviously do – and have the correct supporting documentation, then you are ready to take the first step: completing our online application form.

You will just need to provide us with your personal details and be prepared to send us a copy of your identity document, 3 months bank statements and a copy of your most recent payslip. There are minimum requirements that one must meet in order to take out cash loans, not just with us at Low Budget Loans, but with any reputable and legal financial lending institution. The following should be noted:

  • Those applying for a loan must live within the borders of South Africa and be a South Africa citizen.
    Applicants must be currently employed on a permanent basis and must have been at their current place of employment for no less than 3 months.

  • Individuals who are blacklisted or under debt review or administration can unfortunately not be assisted by us. If you are blacklisted it is best to upfront about this from the very beginning as credit checks are required by law to be carried out on each individual applying for credit.

  • Those who wish to take out cash loans with us must be able to afford the proposed repayments.

Cash loans made immediately available from us are generally between R500 and R3000. Our clients are allowed to choose from flexible repayment terms such as one month, two month or three months. Of course a loan can be refinanced or renewed before it is paid up. We have a 60 minute turnaround time on loan applications which means that you won’t have to wait very long to hear if you have been approved for your loan and in most instances, a payout can be expected on the very same day.

While our loans are designed to assist those who wish to avoid being blacklisted or want to afford an emergency or unexpected expense, our interest rates remain low which makes our packages easily affordable to everyone. When arranging a loan with us you will find that our consultants will take the time to explain the terms and conditions to you and will assist you with any queries that you might have along the way. Applying online makes for a great convenience as there is no need to leave your home or office in order to finalise your loan.

At Low Budget Loans we believe in treating each and every client with the respect and efficient service that they so rightly deserve. Whatever your situation might be, we will assist you with gaining access to the much needed funds to regain your financial footing once more. When taking out cash loans with us it is vitally important that you keep us informed of any change of details such as bank account details, place of employment and so on. If you will be unable to make a payment, make sure that you advise us as soon as possible so that the correct arrangements can be set in place.

When looking for the best options for obtaining cash loans online, take the time to chat to one of our team members at Low Budget Loans. We will ensure that you are assisted every step of the way and that you are presented with loan options that meet with your needs and requirements.